White Cloud FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in White Cloud, Michigan.

Featured Foreclosure Listings in White Cloud, MI

White Cloud Home Foreclosure Listing ID: 2051445

Foreclosure

White Cloud, MI - 49349

4 Bd | 1 Ba | $34,900.00

White Cloud Home Foreclosure Listing ID: 1965710

Foreclosure

White Cloud, MI - 49349

10 Bd | 2 Ba | $34,900.00

White Cloud Home Foreclosure Listing ID: 2055268

Foreclosure

White Cloud, MI - 49349

2 Bd | 2 Ba | $37,900.00

White Cloud Home Foreclosure Listing ID: 1918100

Foreclosure

White Cloud, MI - 49349

3 Bd | 2 Ba | $55,000.00

White Cloud Home Foreclosure Listing ID: 1918138

Foreclosure

White Cloud, MI - 49349

2 Bd | 2 Ba | $65,000.00

Total: 6
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
5 Photos
N EVERGREEN DR White Cloud MI 49349 Foreclosures 10 2 $34,900.00 Details
2
24 Photos
N FELCH AVE White Cloud MI 49349 Foreclosures 2 2 $65,000.00 Details
3
2 Photos
E BUCHANAN ST White Cloud MI 49349 Foreclosures 4 1 $34,900.00 Details
4
2 Photos
ACORN HOLW White Cloud MI 49349 Foreclosures 2 1 $21,900.00 Details
5
15 Photos
S MCCLELLAND RD White Cloud MI 49349 Foreclosures 3 2 $55,000.00 Details
6
1 Photo
E JAMES ST White Cloud MI 49349 Foreclosures 2 2 $37,900.00 Details
About our Listings

How to Buy White Cloud Foreclosures

How to buy foreclosures

Buying real estate foreclosures in White Cloud, MI starts with finding listings. By browsing White Cloud foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in White Cloud, MI.

>> See more info about how to Buy foreclosures

How to Invest in White Cloud Foreclosures

How to invest foreclosure

White Cloud foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best White Cloud real estate investing bargains, you'll have to assess several properties and decide which has the most potential for White Cloud foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at White Cloud foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in White Cloud

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in White Cloud will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in White Cloud, MI. There are even chances to buy land, farms, and ranches, sites for mobile homes, and White Cloud apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Michigan Foreclosure Laws

Foreclosure law

Michigan real estate foreclosures generally are non-judicial foreclosures, meaning that real estate brokers are allowed to pursue a foreclosure on a homeowner in default without first getting a court approval. Before distressed properties in Michigan can be sold as foreclosure houses, a lender must issue a Notice of Default and give the homeowner 60 days to pay their debt. After that time, a sale can be scheduled for no less than 21 days in the future. If a home does not sell at auction, the lender takes control of the property; these are known as Michigan REO properties.

White Cloud Banks Foreclosures

Bank Foreclosure

White Cloud bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in White Cloud, MI are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on White Cloud bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in White Cloud Michigan to be similar to buying from an agent. Check our White Cloud bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

White Cloud Government Foreclosures

Government Foreclosure

White Cloud Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in White Cloud MI are another popular type of foreclosure, as are VA foreclosures in White Cloud, which are available from the Veterans Affairs Department for especially great deals. Check our White Cloud government foreclosure listings.

>> See more info about govermment foreclosures

White Cloud Pre-Foreclosures

Foreclosure

PreForeclosures in White Cloud are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a White Cloud Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

White Cloud Foreclosure Auctions

Foreclosure Auction

Most White Cloud foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in White Cloud, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in White Cloud, MI. We offer a comprehensive White Cloud foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in White Cloud, Michigan

Find Home Foreclosure Listings in White Cloud, MI

White Cloud foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in White Cloud, MI and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in White Cloud Michigan, best affordable foreclosure condo in White Cloud, cheap apartments for sale, bargain foreclosed homes for sale in White Cloud, MI and earn huge savings on the homes YOU want to buy!

Our White Cloud Foreclosure Lists

You can find White Cloud foreclosure homes for sale which you can buy for living or investment. Simply click through our White Cloud foreclosure home listings to find government foreclosures and bank owned homes in White Cloud area. If you're searching for a deep discount or low prices on real estate then searching our White Cloud foreclosure lists for homes foreclosure for sale or short sale listing in White Cloud is your answer. Our up-to-date White Cloud short sale listings provide the latest investing opportunities on affordable White Cloud bank owned property listings, government pre foreclosure lists, White Cloud banrkuptcy homes and White Cloud HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in White Cloud, you should have little trouble finding the cheapest deal on a foreclosed home in White Cloud, Michigan.

You can also search Newaygo foreclosure listings and Fremont foreclosure listings for more properties in the neighboring area.



White Cloud, MI

As of 2011, White Cloud's population is 1,373 people. Since 2000, it has had a population growth of -3. 31 percent. The median home cost in White Cloud is $76,100. Home appreciation the last year has been -4. 09 percent. Compared to the rest of the country, White Cloud's cost of living is 19. 50% Lower than the U. S. average. White Cloud public schools spend $5,456 per student. The average school expenditure in the U. S. is $5,678. There are about 19. 2 students per teacher in White Cloud. The unemployment rate in White Cloud is 12. 30 percent(U. S. avg. is 9. 10%). Recent job growth is Positive. White Cloud jobs have Increased by 0. 24 percent. Average Commute time is 28 minutes. The National Average is 28 minutes.

Peoplewhite-cloud, miUS
Population1,373307,829,557
Pop Density69087
Pop Change-3.31%9.34%
Median Age33.536.6
Households480116,329,167
Household Size2.542.58
Male Population51.92%49.31%
Female Population48.08%50.69%
Married Population37.30%47.15%
Single Population62.70%52.85%
Estimated Households By Household Incomewhite-cloud, miUS
Income Less Than 15k25.52%12.10%
Income Between 15k And 25k18.41%10.18%
Income Between 25k And 35k13.60%10.56%
Income Between 35k And 50k18.83%14.98%
Income Between 50k And 75k13.18%19.53%
Income Between 75k And 100k6.28%12.52%
Income Between 100k And 150k3.56%12.14%
Income Between 150k And 250k0.21%3.91%
Income Between 250k And 500k0.42%3.34%
Income Greater Than 500k0.00%0.75%
Economywhite-cloud, miUS
Unemployment Rate12.30%9.10%
Recent Job Growth0.24%-0.12%
Future Job Growth28.18%31.25%
Sales Taxes6.00%6.80%
Income Taxes4.35%6.25%
Income Per Cap$14,196$27,067
Household Income$29,544$52,954
Housingwhite-cloud, miUS
Median Home Age40.835.1
Median Home Cost$76,100$175,100
Home Appreciation-4.09%-3.15%
Homes Owned46.70%59.90%
Housing Vacant14.80%10.37%
Homes Rented38.50%29.73%
Property Tax Rate$11.14$11.20
Owner Occupied Housing Units By Valuewhite-cloud, miUS
Less Than 20k7.63%2.65%
20k To 3999916.79%3.76%
40k To 5999914.89%4.99%
60k To 7999918.32%6.01%
80k To 9999917.94%7.27%
100k To 14999917.56%19.24%
150k To 1999993.05%14.67%
200k To 2999993.82%18.09%
300k To 3999990.00%9.14%
400k To 4999990.00%4.94%
500k To 7499990.00%5.42%
750k To 9999990.00%2.03%
1kk Or More0.00%1.77%
Educationwhite-cloud, miUS
School Expend$5,456$5,678
Pupil Teacher Ratio19.214.9
Students Per Librarian4163803
Students Per Counselor1249513
2 Yr College Grad8.36%7.47%
4 Yr College Grad6.21%17.42%
Graduate Degrees4.29%10.12%
High School Grads80.44%84.72%
Crimewhite-cloud, miUS
Violent Crime84
Property Crime94
Housing Units By Year Structure Builtwhite-cloud, miUS
1999 To 20053.92%13.71%
1995 To 19989.00%8.54%
1990 To 19948.29%5.77%
1980 To 198911.23%13.87%
1970 To 197916.93%16.17%
1960 To 19699.80%11.70%
1950 To 195911.23%11.08%
1940 To 19498.73%6.02%
1939 Or Earlier20.86%13.15%

Table Information